A card with samples of signatures and an imprint of a seal. The order of registration

Any legal entity, its branches and isolated structures, individual entrepreneurs and persons engaged in private practice permitted by law, must have a current account with the bank. It is necessary for carrying out economic activities, paying taxes and fees to various funds, paying salaries, settling accounts with suppliers and contractors. To open it requires the provision of a package of documents, which includes a card with samples of signatures and a seal. The document number is 0401026 according to the all-Russian classifier and is mandatory for all banking institutions and its customers. The introduction of changes and additions to the established form is prohibited. It is possible only to increase the number of lines in some paragraphs of the document (the number of checks issued, the owner's name, etc.). The order of submission and the rules for filling out the form are fixed in the instructions of the Bank of Russia. The same document is made when opening deposit accounts by legal entities.

The established internal orders of commercial financial institutions and the rules of working with clients may require notarization, but in many banks, a card with samples of signatures and a seal can be certified in the presence of a bank employee and employees of the enterprise authorized to work with the organization's financial resources and their distribution. Its real design is necessary in any case. If you use the system "Internet banking" or "client-bank", it will confirm your electronic signatures.

If the enterprise is a structural subdivision, then in the column where the name of the account holder is indicated, first the name of the main legal entity is written, and through the separating sign of the branch, in accordance with the statutory documents on the formation of a separate subdivision. In such cases, a bank card with samples of signatures is certified by a higher organization.

A prerequisite for filling in the form is the use of black printer, writing, machine printing or handwriting. A facsimile signature is not allowed. If you already have an account with a bank, and there are no changes in the list of authorized cash dispensers, you may not need an additional card with samples of signatures and an imprint, it depends on the rules of the financial institution.

The card is valid until the end of the contract for banking services. In the event of a change in the legal form of the enterprise, change of the names of authorized persons, their composition or at least one signature fixed in the document, another bank card with samples of signatures and seals is required, with the amendments introduced, and additional documents must be submitted that prove the fact of the changes introduced . Otherwise, the funds will be blocked until the bank receives properly issued securities.

If an employee of an enterprise authorized to work with a financial institution is temporarily absent, an additional card with samples of signatures and an imprint of the seal is made, where the bank note is marked "Temporary".

When you open an account, you should not think that bank employees are applying unreasonably high demands to you. They carry out their work, and you get the opportunity to get advice from a competent person in terms of the correct legal execution of all statutory documents.