Cloud payment infrastructure PayQR: reviews. Money transfer systems

Today, many technological solutions that determine our way of life, our daily lives, are based on interaction with mobile devices. Think about these words yourself.

Earlier, when we did not have the most fashionable smartphones at hand, we could not know what it was like to pay with a mobile phone. We also did not think about how you can go online, read books, watch movies on the device, which will be nearby in 24/7 mode, but this is not the most surprising. The ability to transfer money without using cash and without turning to your bank card is a real "miracle". And if some 5-10 years ago we could not even imagine such a thing, today it is everyday reality.

In this article, we will talk about a service that has implemented such a technology in real life. With it, all our calculations will become easier, faster, and most importantly - safer than before! What is it about?

Meet: a relatively new solution in the market is the PayQR payment infrastructure. Reviews on how this technology works, as well as its pros and cons, we will consider in this article.

About company

We will start with the characteristics of the company involved in this project. This, according to official information from extraneous sites, LLC "FIT". It is this legal entity that owns the rights to use the trademark that designates PayQR technology. Product Reviews, which we studied in the process of writing this material, showed that this is the first such service in our country. In addition to such a feature, as a clear innovation, he has a lot of other pluses. We'll talk about them later.

And as for the company, I would also like to note its relative novelty: it has been operating only since 2013. Nevertheless, in such a short period of time, she gained a sufficiently high level of popularity in our country. Due to what? Learn further!

Technology

In fact, the explanation lies in the technology and the solutions on which the service is based. To be more precise, the cloud payment infrastructure is used here, which makes it possible without additional complications to make calculations with the help of its smartphone. All that is necessary for this, there is every user: a mobile device, an Internet connection, as well as a medium from which the readings will be made. All these elements today can be called absolutely affordable, which makes the technology as simple as possible!

Prospects

At the same time, the possibilities that this service possesses are difficult to imagine. First of all, this is maximum comfort. You do not need to carry cash with you, fiddle with a card and various payment terminals, prolonging the period of purchase. It's enough just to scan the barcode printed on the surface of paper or goods, after which the program itself recognizes how many funds must be debited from the account and transferred to the seller.

The services

Payment through PayQR can be applied anywhere. First and foremost, of course, ordinary stores and supermarkets come to mind, where the buyer can process the bill invoiced to him in a matter of seconds and go about his business. The second application is payment in online mode, when the client simply sees a QR-image on the monitor screen, brings the device and sends the funds without having to manually "drive in" the requisites.

Next, we can imagine how much, for example, the sphere of charity will change. How difficult it is to specify settlement accounts and bank card numbers, to which money should be sent to help those in need. Putting one QR-code on the page of the site, newspapers, on the banner in the metro, you can count on a greater number of responses from passers-by, because to help them it will be enough only to bring the camera of their device! A simplified procedure ensures that there are more people willing to help, to share at least a minimum amount. All this and much more is available in Russia thanks to the technology provided by PayQR, which we will review about in the following chapters.

Security

We have already started talking about the advantages that the service described in the article gives. However, there are many more: in addition to simplicity, ease and high speed of payment, you can also bring security. Concerning this, it should be noted that in this respect everything is much better than it might seem at first glance.

First, the application makes it possible to avoid the introduction of data manually, which excludes the presence of the so-called human factor, leading to an error and sending money to an unknown destination.

Secondly, QR-code helps to avoid the transfer of your card to the seller, which can also protect against unauthorized write-offs in the future. At the same time, all the data transmitted by the application is securely encrypted, thus eliminating any possibility of stealing your personal statements or money from the card. In confirmation of this, there are various security certificates on the site where the PayQR application is presented, which you can read.

Benefit

In order to somehow encourage their customers and encourage them to work with the application, the authors of the project offer a system for calculating points. So, on the official website of the service it is indicated that with each purchase the participant receives 5 percent, which turn into special bonuses that are valid in PayQR. In the future with their help you can make new purchases, as well as make gifts to your friends and family.

In addition, working with this platform implies the possibility to receive news about exclusive promotions and special offers. Where there are the biggest discounts, where the goods are given as a gift, and where you can save even more, you will find in the PayQR system interface. Reviews note that now you can really save even more. Thus, the positive impact of technology personally on your family budget will be even more tangible!

Reviews

In order to better understand what this service is, we will analyze the feedback and recommendations that customers left about it. We managed to find relatively few of them, which indicates a small number of real people who took advantage of the project.

Judging by the comments, you can make a couple of basic conclusions. The first is that the service has a perspective, it has a lot of advantages and has real benefits. Bonuses from PayQR, a gift code for the following purchases, promotions and discounts - all this creates a very positive impression and really stimulates to be calculated using the program in the future.

The second nuance is more likely a negative connotation: this is a low prevalence. In fact, today PayQR payment is not accepted in every store. Entrepreneurs who just print checks on simple printers, ignore this method of mutual settlement. Because of this, in practice there are not many opportunities to use the described program.

conclusions

Be that as it may, the PayQR service is an interesting solution that has the right to exist. It is possible that in a few years, users will appreciate its advantages and draw the appropriate conclusions, will choose in favor of this method of calculation. However, at this stage, the solution is not in demand, although many publications have written about this platform. Well, let's see when this trend changes for the better.